ERGO has emerged as the first company to offer private health insurance in Estonia, with the primary benefit being to speed up wait times to see medical specialists.
Catering to both individuals and companies, the company said in a press release that Estonia's taxpayer-funded health care system is becoming increasingly bogged down with long queues.
The insurance provider said its supplementary health plans guarantee patients an appointment within five days and pay the difference of fees, treatment and services, such as wheelchairs, that are not covered by the national health plan.
Also offered are packages specialized in critical illnesses and the associated costs, such as for diagnostics, ambulatory treatment, rehabilitation, medication, etc.
The services will not cover other areas, such as professional sports injuries, infertility, sexually transmitted diseases, psychiatric help and nontraditional medicine.