New form of motor insurance green card will be valid from July 1

Cars on the streets of Tallinn
Cars on the streets of Tallinn Source: Siim Lõvi /ERR

From July 1, a new form of international motor insurance policy, called the green card, will apply.

Based on the Estonian Motor Insurance Bureau (Estonian Traffic Insurance Fund - LKF) 's reports, in the future, the insurance policy must be printed on white paper, no longer on the green. Insurance companies can issue a green card electronically as a PDF file. In this case, the vehicle user must print it on white paper before traveling abroad. 

Toomas Pajo, the head of LKF's claims handling, said that most countries of the European Economic Area (EEA) will switch to a white policy form. 

"22 of the 48 green card systems are changing the current green card, including our neighbors Latvia, Lithuania, and Finland. Russia, Ukraine, and Belarus, for example, will continue to print international motor insurance policies on green paper Despite the color of the paper, there shouldn't be any problems occurring while driving abroad because every country's authorities have been informed about the transition to the new form," said Pajo. 

"As of today, the U.K. (England, Wales, Scotland and Northern Ireland) is no longer marked as a European Economic Area country in the form of a new green card, which is why the green card must be carried when traveling there." 

The green card is an international motor third party liability insurance policy that can be ordered for a vehicle from an insurance company together with an Estonian motor third party liability insurance policy.It must be carried on paper in countries that are not part of the EEA, such as Russia, Ukraine, the U.K. and Belarus. 

Green cards issued on green paper until July 1 are still valid and do not need to be exchanged. 

The LKF is an Estonian green card bureau, traffic insurance guarantee fund, registrar of traffic insurance, and compulsory insurer of vehicles without a traffic insurance contract.

LKF indemnifies for damage caused by unregistered cars, compulsory insurance, and unidentified vehicles. LKF also organizes the settlement of motor third party liability insurance disputes through the motor third party liability insurance conciliation body. 

An overview of green card countries and motor insurance rules on the website of the  Council of Green Card Bureaux


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Editor: Katriin Eikin Sein

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